Which of these examples indicates that a reviewer DID NOT develop his own opinion of value in an appraisal review assignment?

The scenario that indicates a reviewer did not develop their own opinion of value in an appraisal review assignment is one where they reject the value conclusion due to findings of errors and inconsistencies. When a reviewer asserts that the value conclusion lacks credibility based on specific shortcomings in the appraisal, they are relying on the original appraiser's work rather than forming an independent value opinion.

This stance highlights the reviewer's role in critically assessing the appraisal rather than creating their own valuation. The focus is on the appraisal's integrity rather than an independent evaluation of worth. In contrast, other responses indicate varying levels of agreement or disagreement with the value conclusion but do not explicitly reject the appraisal based on identified errors. A simple concurrence or expressing a different opinion does not signify the absence of a developed value opinion, while highlighting issues with credibility does.